Caramel Banana Oat Muffins with Pecan Streusel Topping

Prep: 15 minCook: 30 min24 muffinsmediumAmerican
Caramel Banana Oat Muffins with Pecan Streusel Topping

These hearty whole wheat muffins combine mashed banana and Greek yogurt for incredible moisture, while a crunchy pecan-oat streusel adds textural contrast. Each muffin is finished with a glossy caramel drizzle that complements the natural sweetness of ripe bananas. Perfect for breakfast, brunch, or an afternoon snack, these bakery-style muffins offer wholesome ingredients without sacrificing indulgent flavor. The combination of whole wheat flour and oats provides fiber and heartiness, while the dried banana chips in the streusel intensify the banana flavor throughout.

Ingredients

Yield: 24 muffins
  • 1 cup granulated sugar
  • ¼ cup butter, softened
  • 1 ⅝ cups mashed ripe banana, about 3 bananas
  • ¼ cup 2% milk
  • cup plain greek yogurt
    sour cream1:1conf:4
    Full guide →
  • 2 large eggs
  • 1 teaspoon vanilla extract
  • 1 ½ cups whole wheat flour
    all-purpose flour1:1conf:5
    Full guide →
  • ½ cup oats
  • 1 teaspoon baking soda
  • ½ teaspoon kosher salt
  • 1 cup dried banana chips
  • ¾ cup whole raw pecans
    walnuts1:1conf:5
    Full guide →
  • 3 tablespoons light brown sugar
  • 3 tablespoons oats
  • 4 tablespoons unsalted butter, room temperature
  • 15 caramels, unwrapped
    butterscotch chips1:1conf:4

    adds:dairy

  • 2 tablespoons milk

Instructions

  1. 1

    Preheat oven to 375 degrees

  2. 2

    Combine sugar and butter in electric mixer bowl, beat at medium speed until fluffy

  3. 3

    Add banana, milk, yogurt, eggs and vanilla on low speed, mix until combined

  4. 4

    Whisk together flour, oats, baking soda and salt in small bowl

  5. 5

    Add dry ingredients to wet ingredients on low speed, beat just until blended

  6. 6

    Pulse banana chips, pecans, brown sugar and oats in food processor until chopped fine

  7. 7

    Add butter to food processor and pulse until pea sized crumbles form

  8. 8

    Pour batter into lined muffin tins until 3/4 full

  9. 9

    Top each muffin with 1 teaspoon streusel topping

  10. 10

    Bake for 25-30 minutes or until toothpick inserted in center comes out clean and muffins are golden brown

  11. 11

    Cool in pan for 10 minutes on wire rack

  12. 12

    Remove from pan and cool completely on rack

  13. 13

    Add unwrapped caramels and milk to microwave safe bowl

  14. 14

    Microwave on high for 30 seconds and stir

  15. 15

    Repeat at 15 second intervals until smooth

  16. 16

    Drizzle caramel on top of muffins

Tips

Tip 1

Use very ripe bananas with brown spots for maximum sweetness and easier mashing

Tip 2

Don't overmix the batter once flour is added to prevent tough muffins

Tip 3

Test doneness with a toothpick in the center - it should come out with just a few moist crumbs

Good to Know

Storage

Store in airtight container for up to 3 days at room temperature

Make Ahead

Muffins can be made 1 day ahead without caramel drizzle, add drizzle before serving

Serve With

Serve at room temperature or slightly warmed

Common Mistakes

Watch

Don't overmix batter to avoid dense muffins

Watch

Ensure caramels are fully melted to avoid lumpy drizzle

Watch

Cool completely before adding caramel to prevent melting

Substitutions

whole wheat flour
all-purpose flour1:1conf:5
Full guide →
greek yogurt
sour cream1:1conf:4
Full guide →
pecans
walnuts1:1conf:5
Full guide →
caramels
butterscotch chips1:1conf:4

adds:dairy

Find more substitutions →

FAQ

Can I make these without the caramel drizzle?

Yes, these muffins are delicious on their own or with just the streusel topping for a less sweet option.

What if I don't have a food processor for the streusel?

Chop the banana chips and pecans by hand into small pieces, then mix with other streusel ingredients and cut in butter with pastry cutter.

How long do these keep and can I freeze them?

Store covered for 3 days at room temperature or freeze unfrosted muffins for up to 3 months, thaw and add caramel before serving.